BCT: Bank Accounts Drop 1.8% in 2025

The Central Bank of Tunisia (BCT) announced an 1.8% decline in bank accounts in 2025, a figure raising concerns amid a persistent economic crisis. This development comes against a backdrop of stagnant public finances and failing monetary policies, highlighting structural challenges for Tunisian growth. ⏱️ 2 min of reading Recent facts and developments This trend of disinvestment fits into a broader context of economic stagnation. Rigid monetary policies, delays in implementing structural reforms, and political instability have long hindered growth. In 2024, inflation reached 12%, while wages stagnated, pushing Tunisians toward informal economies. The BCT also noted a decline in individual deposits, reducing liquidity available for consumer credit and business projects. In the Mediterranean region, this trend is part of a shared financial crisis. Greece, Turkey, and Egypt face similar challenges, with contracted capital flows and increased reliance on international aid. For Tunisia, this situation demands economic policy restructuring, banking sector modernization, and better regional integration to attract investments and boost growth. Experts, however, point out that current measures lack coordination and long-term vision, risking prolonged stagnation. The coming years will require ambitious reforms, including decentralizing the central bank, simplifying financing procedures, and improving economic governance. The BCT announced plans to expand digital services to encourage online banking, but success will depend on